RBI’s new FD rules from October: 5 changes small finance bank depositors must know
2 sources·Updated August 5, 2026

Covered by 2 sources
- Business Today IN·2h agoRBI bars small finance banks from offering different FD rates for identical deposits
From October 1, small finance banks will have to offer the same interest rate on identical retail fixed deposits across all branches, under new RBI rules. The revised framework also mandates greater transparency in disclosing FD rates, making it easier for customers to compare…
Read at Business Today IN → - Mint Business·22h agoRBI’s new FD rules from October: 5 changes small finance bank depositors must know
RBI’s new fixed deposit rules for small finance banks will apply from October. The guidelines introduce advance-rate disclosures, uniform pricing, bulk-deposit rules and greater transparency.
Read at Mint Business →
