Not in a FEMA flood zone? Your home could still be at risk – and you could suffer more than your neighbor

If your home isn't in a federally designated flood zone, flooding might seem like someone else's problem. No one requires you to buy flood insurance, and the map suggests you're in the clear. But reality may be very different.

Floodwater from Hurricane Beryl affected Houston neighbors in different ways in July 2024. Brandon Bell/Getty Images) If your home isn’t in a federally designated flood zone, flooding might seem like someone else’s problem. No one requires you to buy flood insurance, and the map…